Where Does a Trader Get Money to Trade? – Starting With NO SAVINGS!
Published on June 26, 2025
If you're ready to dive into the world of trading but don't have any money to start with, you're not alone. Many aspiring traders face the same challenge: they’re full of motivation and knowledge, but lack the initial capital to get started.
The good news? You don’t need a lot of money to begin trading, and there are several ways to generate or access funds — even if you’re starting from zero.
Let’s explore where real traders get their money and how you can begin trading with little or no savings at all.
1. Common Sources of Trading Capital
- Personal Savings – Most traders use their own saved money.
- Income from Work or Side Hustles – Freelancing, part-time jobs, gig economy roles.
- Family or Friends – Some receive small loans or investments from loved ones.
- Retirement Funds – Risky! Only if you fully understand the consequences.
- Selling Assets – Old electronics, furniture, a car, or unused items.
- Habit Hacks – Smokers who quit can redirect cigarette costs into a trading fund!
2. Creative Ways to Generate Your First $100–$500
If you don’t have savings, it’s time to get creative. Here are some practical ways to generate enough money to open a real trading account:
- Freelancing – Writing, graphic design, coding, and more on platforms like Upwork or Fiverr.
- Delivery or Ride-Sharing – Apps like Uber, Lyft, DoorDash, or Postmates.
- Online Tutoring – Platforms like Chegg or Wyzant help you earn extra income.
- Selling Digital Products – Templates, courses, or printables on Etsy or Gumroad.
- Dropshipping or Print-on-Demand Stores – Use Shopify to start an e-commerce business.
- Affiliate Marketing – Promote products and earn commissions through links.
Even just a few weeks of hustle income can give you enough to open a real trading account and begin your journey.
3. Broker Bonuses – The Hidden Gem
Here’s something many beginners overlook: some brokers give you free money to trade!
- No Deposit Bonus – Get $10–$50 just for signing up.
- Deposit Match Bonus – Brokers match your deposit up to a certain amount.
- Loyalty Rewards / Cashback – Earn rebates based on your trading volume.
- Referral Bonuses – Invite friends and earn extra funds.
Final Thoughts: You Don’t Need a Lot to Start — But You Need to Start
So where does a trader get money to trade?
From themselves. From hustle. From bonuses. And sometimes from people who believe in their potential.
The key takeaway is this: you don’t need a lot of money to begin trading, but you do need to take action.
Whether it’s saving a few bucks a day, picking up a side hustle, or applying for a broker bonus, every step forward brings you closer to your trading goals.